The Washington State Housing Finance Commission (WSHFC) offers a 0.25% reduced interest rates on loans for qualified buyers of energy efficient homes. Homes must be a new construction exceeding Washington state energy standards by 15% or more, or existing homes that can be upgraded for 10% energy savings over its current use. An energy assessment is required for homebuyers using EnergySpark to purchase an existing home.
To qualify for the program, home buyers must have household income under $180,000.
The EnergySpark program is designed to work with WSHFC's Home Advantage Loan program and downpayment assistance program. Interested participants must also attend a homebuyer-seminar sponsored by WSHFC prior to receiving funding. Loans are provided through participating lenders, and those receiving an EnergySpark loan may also qualify for down payment assistance.
*WSHFC may not be able to offer a 0.25% interest rate reduction on all days and on every rate.
| Implementing Sector: | State |
| Category: | Financial Incentive |
| State: | Washington |
| Incentive Type: | Loan Program |
| Web Site: | https://heretohome.org/loans/energy-spark/ |
| Administrator: | Washington State Housing Finance Commission |
| Start Date: | |
| Eligible Renewable/Other Technologies: |
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| Loan Term: | 30 years |
| Interest Rate: | 0.25% interest rate reduction |
| Name: | Washington State Housing Finance Commission |
| Address: |
1000 2nd Ave, Suite 2700 Seattle WA 98104 |
| Phone: | (800) 767-4663 |
| Email: | info@heretohome.org |
This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.
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