City of Plano - Smart Energy Loan Program

May 07, 2021


The City of Plano established this loan program through the Department of Energy to support Plano homeowners seeking energy efficient home improvements.

In partnership with BTH Bank, financing will be provided to program participants, subject to credit approval. Loan terms and interest rate will be determined by BTH Bank. Loan amounts range from $2,500 to $25,000. This loan program will continue to offer future loans as existing loans are paid off. Due to Department of Energy and Energy Efficiency and Conservation Block Grant (EECBG) Template Guidelines, no pre-completed project can be funded through the Smart Energy Loan Program.

Eligibility requirements, application documents, and program flowchart can be found on

Program Overview

Implementing Sector: Local
Category: Financial Incentive
State: Texas
Incentive Type: Loan Program
Web Site:
Administrator: City of Plano, BTH Bank
Start Date:
Eligible Renewable/Other Technologies:
  • Solar Water Heat
  • Solar Photovoltaics
  • Wind (All)
  • Geothermal Heat Pumps
  • Solar Pool Heating
  • Clothes Washers
  • Dishwasher
  • Refrigerators/Freezers
  • Dehumidifiers
  • Water Heaters
  • Lighting
  • Chillers
  • Furnaces
  • Heat pumps
  • Air conditioners
  • Programmable Thermostats
  • Duct/Air sealing
  • Building Insulation
  • Windows
  • Custom/Others pending approval
  • Wind (Small)
Maximum Loan: $25,000
Loan Term: Determined by BTH Bank
Interest Rate: Determined by BTH Bank


Name: Chaniece Small
Organization: City of Plano
Address: 777 E 15th Street
Plano TX 75074
Phone: (972) 208-8150

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.