Direct Energy Assistance Loan (DEAL)

July 19, 2022


The Governor's Office of Energy provides the Direct Energy Assistance Loan (DEAL) program to help state employees make energy efficiency improvements to their homes. Full-time employees who own their homes are eligible for an interest-free loan repaid through a monthly payroll deduction. 

Employees may receive up to a $6,000 loan to make improvements recommended by a state-approved energy auditor. Loan terms are a maximum of 60 months, and monthly payments are set at $50 for loans up to $3,000 and $100 for loans of $3,001 - $6,000. Veterans may be eligible for loans up to $8,000 with an extended payback period. 

See the program fact sheet for more detailed employee eligibility requirements and approved measures. The application is available on the program website.

Program Overview

Implementing Sector: State
Category: Financial Incentive
State: Nevada
Incentive Type: Loan Program
Web Site:
Administrator: Governor's Office of Energy
Start Date:
Eligible Renewable/Other Technologies:
  • Equipment Insulation
  • Water Heaters
  • Lighting
  • Furnaces
  • Heat pumps
  • Air conditioners
  • Programmable Thermostats
  • Duct/Air sealing
  • Building Insulation
  • Windows
  • LED Lighting
Maximum Loan: $6,000
$8,000 with Veteran status
Loan Term: Maximum 60 months
Interest Rate: 0%


Name: NRS 701A.450


Name: Laura Wickham
Organization: Governor's Office of Energy
Phone: (775) 687-1850

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.