St. Louis County - Residential Energy Efficiency Loan Program

October 06, 2014


St. Louis County SAVES offers loans to residents for energy efficiency improvements in owner-occupied, single-family homes. Loans are available for a variety of energy-efficiency improvements, as outlined on the program web site. To participate in this program, residents can elect to have an energy assessment or simply choose from the list of eligible improvements. Next, the homeowner should select a St. Louis County SAVES authorized contractor and schedule an estimate. After the estimate is complete, the homeowner can apply on-line for a loan.

Program Overview

Implementing Sector: Local
Category: Financial Incentive
State: Missouri
Incentive Type: Loan Program
Web Site:
Start Date:
Eligible Renewable/Other Technologies:
  • Equipment Insulation
  • Water Heaters
  • Lighting
  • Furnaces
  • Boilers
  • Heat pumps
  • Air conditioners
  • Programmable Thermostats
  • Duct/Air sealing
  • Building Insulation
  • Windows
  • Doors
  • Roofs
  • Motors
Maximum Loan: $15,000
Loan Term: Flexible loan length, up to 10 years
3.5% interest rate
APR varies with loan fee and term


Name: Anne Klein
Organization: St. Louis County
Address: 41 S. Central Avenue
Clayton MO 63105
Phone: (314) 615-7017

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.