City of Columbia Water & Light - Commercial Energy Efficiency Loans

June 19, 2023


Columbia Power Partners offers fixed, low-interest rate loans with no prepayment penalties to commercial customers making energy efficiency improvements under the commercial energy efficiency loan program. Financing is available to approved C&I rate customers for a variety of energy efficiency improvements, including the initial energy efficiency assessment, air conditioners, heat pumps, lighting, and solar water heaters. All requirements concerning minimum insulation levels, energy efficiency technologies, credit history, deed of trust, and ASHRAE Level II energy assessments must be met.

The process involves several steps. First, the customer should have an ASHRAE Level II energy assessment conducted and complete a commercial loan application. Upon approval, the customer may proceed with completing the energy efficiency project(s). After a post-assessment and final inspection, the customer will receive the check for the loan. Visit the program website for more information.

Super Saver Loans do not subordinate to other loans a customer may have on its property. If a customer refinances a current business loan or sells its building, the customer is required to pay off the Super Saver Loan. Requesting subordination of your Super Saver Loan generally takes at least 2 months. Contact CWL with any questions about subordination.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: Missouri
Incentive Type: Loan Program
Web Site:
Start Date: 06/01/2010
Eligible Renewable/Other Technologies:
  • Solar Water Heat
  • Solar Space Heat
  • Lighting
  • Furnaces
  • Heat pumps
  • Air conditioners
  • Other EE
  • LED Lighting
Maximum Loan: $30,000
Loan Term: Up to 3 years: 1%
4 to 5 years: 3%
6 to 10 years: 5%


Name: Utility Services
Organization: Columbia Water and Light
Columbia MO
Phone: (573) 441-5528

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.