MDA - Energy Efficiency Revolving Loan Program

May 22, 2024


Mississippi offers low-interest loans for  energy efficiency projects. Eligible projects include lighting retrofits and heating and cooling system upgrades. Eligible applicants include:
  • Corporations
  • Public school districts
  • Hospitals (public, private, and non-profit)
  • Institutions of higher learning
  • Sole proprietors and partnerships
  • National or regional headquarters operations

All projects must demonstrate that they will reduce a facility's energy costs. The interest rate is 2% below the prime rate, with a maximum loan term of 10 years. Loans range from $15,000 to $500,000. This program is supported by a revolving loan fund of $7 million, established through federal oil overcharge funds.
Applications are provided to interested parties by request. Contact the Mississippi Development Authority for more information.

Program Overview

Implementing Sector: State
Category: Financial Incentive
State: Mississippi
Incentive Type: Loan Program
Web Site:
Administrator: Mississippi Development Authority
Start Date:
Eligible Renewable/Other Technologies:
  • Refrigerators/Freezers
  • Lighting
  • Lighting Controls/Sensors
  • Furnaces
  • Boilers
  • Heat pumps
  • Air conditioners
  • Caulking/Weather-stripping
  • Building Insulation
  • Windows
  • Doors
  • Custom/Others pending approval
  • Other EE
Maximum Loan: $500,000
Loan Term: 2% below prime rate; 10-year repayment term


Name: Miss. Code § 57-39-39
Date Enacted: 01/01/1989


Name: Mississippi Development Authority Energy Division
Address: 501 North West Street
Jackson MS 39201
Phone: (601) 359-3449

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.