Greater Cincinnati Energy Alliance - Residential Loan Program

July 29, 2020


The Greater Cincinnati Energy Alliance provides loans for single family residencies and owner occupied duplexes in Hamilton, Butler, Warren, and Clermont counties in Ohio and Boone, Kenton, and Campbell counties in Kentucky. To qualify for loans, homeowners must be within the Energy Alliance service territory, adhere to ENERGY STAR® minimum standards, and the upgrade must be completed by a participating Energy Alliance home performance contractor or installer.

Homewoners can review what energy efficiency upgrades are available and apply for either a 6.99% Whole Home loan (which requires a Whole Home Energy Assessment) or a 9.99% Improvement Specific loan from $1,000 - $20,000 on upgrades such as:

  • Envelope air sealing
  • Insulation
  • Ductwork air sealing
  • Heating and Cooling (Including geothermal)
  • Water heaters (Including Solar Water Heaters)
  • Appliances
  • Windows/doors/skylights
  • Lighting
  • Solar photovoltaics (for Whole Home Loans only)

For more information see the Greater Cincinnati Energy Alliance web site. Greater Cincinnati also offers a rebate program for homeowners in Cincinnati who upgrade their home with energy efficient equipment.

Program Overview

Implementing Sector: Local
Category: Financial Incentive
State: Kentucky
Incentive Type: Loan Program
Web Site:
Start Date:
Eligible Renewable/Other Technologies:
  • Solar Water Heat
  • Solar Photovoltaics
  • Geothermal Heat Pumps
  • Clothes Washers
  • Dishwasher
  • Refrigerators/Freezers
  • Dehumidifiers
  • Ceiling Fan
  • Water Heaters
  • Lighting
  • Duct/Air sealing
  • Building Insulation
  • Windows
Maximum Loan: 20,000
Loan Term: Up to 10 Years
Interest Rate: 6.99% for Whole Home loans
9.99% for Improvement Specific loans


Name: Greater Cincinnati Energy Alliance
Organization: Greater Cincinnati Energy Alliance
Address: 200 W 4th St, Suite 600
Cincinnati OH 45202
Phone: (513) 621-4232
Name: Jeremy Faust
Organization: Greater Cincinnati Energy Alliance
Address: 200 W 4th Street, Suite 600
Cincinnati OH 45202
Phone: (513) 621-4232

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.