Hart EMC - EC Home Improvement Loan Program

June 15, 2009


Hart Electric Membership Corporation (EMC) is an electric cooperative that provides service to 25,000 in Georgia's Hart, Stephens, Franklin, Madison, Banks, and Elbert counties. Hart EMC offers the EC Home Improvement Loan to its residential customers. Customers can perform energy efficiency improvements to their homes and apply for loan funds through a participating contractor with a fixed interest rate and no application fee. A variety of energy efficiency improvements are eligible, and loan amounts can vary from $1,000 to $15,000. For loans under $5,000, the loan term can be from 1 to 5 years, with no prepayment penalty, and loans of above $5,000 can be extended another 5 years. For more information about the loan program or a list of participating contractors, see the program website or contact Hart EMC.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: Georgia
Incentive Type: Loan Program
Web Site: http://www.hartemc.com/index.asp?rightnav=true&name=Home%5FImprovement&rid=38&lid=24&lname=Products+%26+Services
Administrator: Hart Electric Membership Corporation
Start Date:
Eligible Renewable/Other Technologies:
  • Geothermal Heat Pumps
  • Water Heaters
  • Heat pumps
  • Air conditioners
  • Building Insulation
  • Windows
  • Doors
  • Custom/Others pending approval


Name: Customer Service - Hart EMC
Organization: Hart Electric Membership Corporation
Address: P.O. Box 250
Hartwell GA 30643
Phone: (706) 376-4714
Email: memberservice@hartemc.com

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.