Solar and Energy Loan Fund (SELF)

May 08, 2024


The non-profit Solar and Energy Loan Fund (SELF) provides unsecured personal loans to qualifying Florida Homeowners for:

SELF gives qualifying homeowners the ability to secure financing for:

  • Weatherization and insulation
  • Replacement of inefficient air-conditioning systems
  • Solar thermal and solar photovoltaic (PV) systems
  • Roofs, windows, doors, and hurricane shutters
  • disability products and aging in place

SELF provides home improvement loans up to $50,000.


In June 2010, St. Lucie County received a grant award through the U.S. Department of Energy’s Energy Efficiency Block Grant Program (EECBG). The $2.9 million award was used to kick-start the SELF pilot loan program, which began taking applications and making loans in early 2011. SELF has now expanded statewide.

SELF is a Community Development Financial Institution (CDFI), certified by the U.S. Department of Treasury.

Program Overview

Implementing Sector: Local
Category: Financial Incentive
State: Florida
Incentive Type: Loan Program
Web Site:
Administrator: Solar and Energy Loan Fund (SELF)
Start Date:
Eligible Renewable/Other Technologies:
  • Solar Thermal Electric
  • Solar Photovoltaics
  • Air conditioners
  • Caulking/Weather-stripping
  • Building Insulation
  • Windows
Maximum Loan: $50,000
Loan Term: Solar System Loans: 7.99-8.25% APR with 3 to 10-year loan term
Home Improvement Project Loan (not including solar PV): 5-9.99% APR with 3 to 10-year term
KIVA Crowdfunded Loans: 5% fixed interest with 3-5 year terms


This program has 1 incentives
Technologies: Solar Thermal Electric, Solar Photovoltaics, Air conditioners, Caulking/Weather-stripping, Building Insulation, Windows
Sectors: Residential
Parameters: The incentive has a minimum of $50000.00


Organization: Solar Energy Loan Fund
Address: 2400 Rhode Island Ave.
Fort Pierve FL 34950
Phone: (772) 468-1818

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.