Clay Electric Cooperative, Inc - Energy Conservation Loans

June 20, 2025

Summary

Clay Electric Cooperative, Inc., headquartered in Keystone Heights, Florida, is one of the largest member-owned, not-for-profit electric utilities in the U.S., serving members across six district offices. Formed in 1937, the co-op is known for excellent service and is part of the Touchstone Energy® alliance. Governed by a nine-member board of trustees elected by the membership, the co-op holds an annual meeting each year, with the 2025 gathering held on March 29 in Keystone Heights. Clay Electric offers Energy Conservation Loans of up to $10,000 to help members finance energy efficiency improvements such as high-efficiency heat pumps, insulation, solar water heating, and more. To qualify, members must have at least one year of service, a good credit and payment history, and complete an energy survey.

See here for the loan application.

Program Overview

Implementing Sector:	Utility
Category:	Financial Incentive
State:	Florida
Incentive Type:	Loan Program
Web Site:	https://www.clayelectric.com/energy-rebates-loans
Administrator:	Clay Electric Cooperative
Start Date:
Eligible Renewable/Other Technologies:	Solar Water Heat Solar Pool Heating Refrigerators/Freezers Water Heaters Heat pumps Air conditioners Programmable Thermostats Duct/Air sealing Building Insulation Windows Doors
Maximum Loan:	$10,000
Interest Rate:	6% or 9%

Incentives

This program has 1 incentives

Technologies:	Solar Water Heat, Solar Pool Heating, Refrigerators/Freezers, Water Heaters, Heat pumps, Air conditioners, Programmable Thermostats, Duct/Air sealing, Building Insulation, Windows, Doors
Sectors:	Residential
Parameters:	The incentive has a minimum of $10000.00

Contact

Name:	Contact Us
Organization:	Clay Electric Co-op
Address:	FL
Phone:	(855) 939-3840

Name:	Energy Services Division
Organization:	Clay Electric
Address:
Phone:	(352) 473-8000
Email:	energyservices@clayelectric.com

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.