Energize Delaware Home Energy Loan Program

February 22, 2022


Eligible homeowners participating in the Home Performance with ENERGY STAR program have the option to finance energy efficiency improvements through low-interest loan program offered through Energize Delaware.  The loan program is administered by the Delaware Sustainable Energy Utility, which as selected AFC First as a third party program manager to distribute the funds.


To qualify for the program, participants must be registered property owner currently living in a separately metered, one to four unit detached or attached residence. The owner should be participating in the Home Performance with ENERGY STAR program. Single homes, duplexes, condominiums, and townhouses qualify for the program. New construction, multi-family units and commercial properties are not eligible for the program. The program is open to all income levels, must have a good credit, and have ability to repay.

Program Description

The program requires that the work to be done by a participating contractor. List of eligible contractors are available in the program website. The contractor will perform an energy audit and recommend improvements specific to home needs, including a cost estimate, and available rebates. The contractor will also submit rebate reservation to secure the funds.

Participants who choose to finance their improvements can apply for low interest loans through the program. The program offers unsecured loans from $1,000 to $30,000 at 5.99% fixed interest rate of term length up to 10 years. After the project is completed, the program directly pays the contractor. 

Program Overview

Implementing Sector: State
Category: Financial Incentive
State: Delaware
Incentive Type: Loan Program
Web Site: https://greengrantdelaware.com/home-energy-efficiency/
Administrator: Delaware Sustainable Energy Utility
Start Date:
Eligible Renewable/Other Technologies:
Maximum Loan: $1,000 to $30,000 at 5.99% fixed interest rate of term length up to 10 years.
Loan Term: Must be participating in Home Energy ENERGY STAR program
Work must be performed by Energize Delaware approved contractor

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.