Xcel Energy - Residential Energy Efficiency Financing

May 28, 2024


Xcel Energy connects residential customers with third-party lender Elevations Credit Union to provide qualifying residential customers with access to loan products for home energy efficiency improvements. Loans for qualifying home energy efficiency projects can be combined with rebates to make projects even more affordable (loans are also available for non-rebated measures).

Elevations Energy Loans: In Boulder County, homeowners have access to low interest loans for energy improvements through the Energy Smart program. Further programs are offered throughout the State of Colorado through the RENU program, sponsored by the Colorado Clean Energy Fund.

Visit the program website for more information.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: Colorado
Incentive Type: Loan Program
Web Site: https://co.my.xcelenergy.com/s/residential/home-rebates/energy-efficiency-financing
Start Date:
Eligible Renewable/Other Technologies:
  • Solar Photovoltaics
  • Water Heaters
  • Duct/Air sealing
  • Windows
  • Comprehensive Measures/Whole Building
  • Yes; specific technologies not identified
  • HVAC
  • Direct Current Fast Charging Equipment
Maximum Loan: Up to $75,000
Loan Term: 3 years to 20 years
Interest Rate: As low as 2.74%


This program has 1 incentives
Technologies: Solar Photovoltaics, Water Heaters, Duct/Air sealing, Windows, Comprehensive Measures/Whole Building, Yes; specific technologies not identified, HVAC, Direct Current Fast Charging Equipment
Sectors: Residential
Parameters: The incentive has a minimum of $75000.00


Name: Xcel Energy Customer Contact Center
Organization: Xcel Energy
Address: 414 Nicollet Mall
Minneapolis MN 55401
Phone: (800) 895-4999
Email: Inquire@xcelenergy.com

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.