Fort Collins Utilities - Home Efficiency Loan Program

January 25, 2023


Fort Collins Utilities offers its residential customers low-interest loans that may be used to finance up to 100% of the cost of eligible energy efficiency and renewable energy projects at existing homes. This loan program offers no-money-down financing for up to 15 years. See the program website for more information, or see contacts below.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: Colorado
Incentive Type: Loan Program
Web Site:
Start Date:
Eligible Renewable/Other Technologies:
  • Solar Photovoltaics
  • Water Heaters
  • Furnaces
  • Heat pumps
  • Air conditioners
  • Duct/Air sealing
  • Building Insulation
  • Windows
  • Comprehensive Measures/Whole Building
  • Tankless Water Heater
  • Lithium-ion
Maximum Loan: $50,000
Loan Term: 3-15 years
Interest Rate: Tier I: 4.55%
Tier II: 4.85%
Tier III: 5.15%


Name: Epic Homes assessment
Organization: Efficiency Works Homes
Phone: (877) 981-1888
Name: Loan Application
Organization: Impact Development Fund
Phone: (970) 494-2021

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.