City and County of Denver - Elevations Energy Loans

August 06, 2020


The Elevations Energy Loan can be used to finance a wide variety of efficiency and renewable energy projects in homes and businesses. Homes and businesses located in Boulder County or the City and County of Denver are eligible for the low-cost financing. Loan applicants receive assistance from an Energy Advisor through EnergySmart and Denver Energy Challenge, respectively. Homeowners must select from a qualified pool of contractors. All borrowers will be required to pay a $25 processing fee and become members of Elevations Credit Union.

Elevations Credit Union has partnered with Boulder County and the City/County of Denver to offer this full-suite of services. Both EnergySmart and the Denver Energy Challenge help residents and businesses identify, finance, and schedule energy improvements in their homes. The “One Stop Shop” provides an energy advisor to each participant. The advisor can assist with scheduling an energy assessment, reviewing contractor bids, and identifying and applying for all applicable incentives.

Rates, terms, and conditions are subject to change and may vary depending on each individual's credit history and underwriting factors. Residents and businesses in Boulder County can contact EnergySmart at or 303-441-1300 (for businesses) and 303-544-1000 (for homes) for more information. Residents and businesses in the City and County of Denver can contact the Denver Energy Challenge at or 720-865-5520 for more information. This video also provides additional information. 

Program Overview

Implementing Sector: Local
Category: Financial Incentive
State: Colorado
Incentive Type: Loan Program
Web Site:
Administrator: Elevations Credit Union
Start Date:
Eligible Renewable/Other Technologies:
  • Solar Water Heat
  • Solar Photovoltaics
  • Biomass
  • Geothermal Heat Pumps
  • Clothes Washers
  • Dishwasher
  • Refrigerators/Freezers
  • Water Heaters
  • Lighting
  • Furnaces
  • Boilers
  • Heat pumps
  • Air conditioners
  • Duct/Air sealing
  • Building Insulation
  • Windows
  • Doors
  • Motors
  • Food Service Equipment
  • Commercial Refrigeration Equipment
Maximum Loan: Minimum loan of $1,000 for businesses and $500 for homes
Loan Term: Terms range from 36 months to 10 years
2% loan fee for energy loans over $40,000
Interest Rate: As low as 3.75% APR for businesses and 2.75% for homes


Name: Elevations Energy Loans Program
Address: P.O Box 9004
Boulder CO 80301
Phone: (800) 429-7626

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.