SoCalGas - Non-Residential On-Bill Financing Program

August 03, 2023


The SoCalGas On-Bill Financing (OBF) program offers qualified business customers as well as multi-family residential owners 0% financing from $5,000 to $250,000 for qualifying natural gas equipment loans. All institutional customers (i.e. counties, cities, school districts, etc.) as well as low-income multifamily owners may receive $5,000 to $250,000 per meter, and State of California institutions can borrow up to $1,000,000 for one service account.

Projects must qualify for at least one SoCalGas energy-efficiency program, and is including but not limited to the purchase and installation of boiler economizers, boilers, commercial cooking equipment, pool covers and heaters, pipe & tank insulation, steamers, furnaces, heat recovery systems, natural gas engines, regenerative thermal oxidizers, and wastewater heat recovery systems. For other products that are not listed but have a payback period qualifying for OBF, contact SoCalGas.

The program is open to all non-residential customers, including owners of multi-family units who do not live on premises. Participants must have had an active account for the past two years and good credit standing as determined by the Utility. The funds may be used for a wide variety of efficiency improvement projects, and the monthly loan payments will be added directly to the customer's bill. Monthly energy savings help to offset the monthly loan charges.  Review the program web site for additional information.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: California
Incentive Type: Loan Program
Web Site:
Administrator: Southern California Gas Company
Start Date:
Eligible Renewable/Other Technologies:
  • Furnaces
  • Boilers
  • Heat recovery
  • Steam-system upgrades
  • Other EE
  • Insulation
  • Commercial Cooking Equipment
Maximum Loan: Business and Multi-Family: $250,000/meter
Institutional Customers and Low-income Multi-family: $250,000/meter
State of California: $1,000,000
Loan Term: Business, Multi-Family, Low-Income Multi-Family Customers: 10 years or useful equipment life (whichever is shorter)
Institutional Customers: 15 years or useful equipment life (whichever is shorter)
State of California: 15 years or useful equipment life (whichever is shorter)
Interest Rate: 0%


Name: On-Bill Financing Program
Organization: Southern California Gas Company
Address: 555 W. Fifth Street GT20B4
Los Angeles CA 90013-1046
Phone: (800) 427-6584

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.