SMUD - Residential Solar Loan Program

November 14, 2014


The Sacramento Municipal Utility District's (SMUD) Residential Loan Program provides 100% financing to customers who install solar water heating systems. All solar water heating systems must meet standards set by the Solar Rating and Certification Corporation (SRCC), must be installed by a SMUD-approved solar water heating contractor, and must pass inspection by SMUD representatives.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: California
Incentive Type: Loan Program
Web Site:
Administrator: Sacramento Municipal Utility District
Start Date:
Eligible Renewable/Other Technologies:
  • Solar Water Heat
Maximum Loan: $30,000
Loan Term: Secured Loan Rate: 6.99%
Secured Loan Repayment: 120 months
Unsecured Loan Rate: 10.75%
Unsecured Loan Repayment: 36 months


Name: Hector Ortiz
Organization: Rebate Processing Center
Address: P.O. Box 15830
Sacramento CA 95852-1830
Phone: (916) 732-6882

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.