SDG&E - Non-Residential On-Bill Financing Program

April 17, 2019


The SDG&E On-Bill Financing (OBF) program offers qualified business customers 0% financing from $5,000 to $100,000 per meter for qualifying equipment. All institutional customers may receive from $5,000 to $250,000 per meter.

On-Bill Financing is available to any commercial or government-funded customer participating in an energy efficiency rebate or incentive program. The program is open to all non-residential customers, including owners of multi-family units who do not live on premises. Participants must have had an active account for the past two years and good credit standing as determined by the Utility.

The funds may be used for a wide variety of efficiency improvement projects, and the monthly loan payments will be added directly to the customer's bill. Monthly energy savings help to offset the monthly loan charges.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: California
Incentive Type: Loan Program
Web Site:
Administrator: San Diego Gas & Electric
Start Date:
Eligible Renewable/Other Technologies:
  • Custom/Others pending approval
Maximum Loan: Non-Institutional Customers: $100,000 per meter
Government & Institutions: $250,000 per meter
Loan Term: Payment: Tax Payer Funded Institutions: up to 10 years; Business Customers: up to 5 years
To be eligible, should be an SDG&E customer in good standing for at least two years and receive a rebate or incentive through another SDG&E energy efficiency program.
Interest Rate: Rate: 0% financing


This program has 2 incentives
Technologies: Custom/Others pending approval
Sectors: Commercial, Industrial, Nonprofit, Agricultural, Multifamily Residential
Parameters: The incentive has a maximum of $5000.00, The incentive has a minimum of $100000.00
Technologies: Custom/Others pending approval
Sectors: Local Government, Schools, State Government, Federal Government, Tribal Government, Institutional
Parameters: The incentive has a maximum of $5000.00, The incentive has a minimum of $250000.00


Name: Energy Information Center
Address: P.O. Box 129831
San Diego CA 92112-9831
Phone: (800) 411-7343

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.