First Electric Cooperative - Home Improvement Loans

June 18, 2022


First Electric Cooperative, a Touchstone Energy® Cooperative, serves over 85,000 member accounts throughout parts of seventeen counties in central and southeast Arkansas. The Home Improvement Loan Program allows members to borrow between $500 and $15,000 for energy efficiency home improvements associated with heat pumps, First Electric products and portable home generators. Loan repayments can be included in your monthly electric bill. 

For loans under $2500, there is a filing fee of $20; for loans over $2,500, the fee is $60. Only single-family primary residences served by FECC are eligible. Loans between $500 and $2,500 are secured with an equipment lien, and loans over $2500 are secured with a property mortgage and equipment lien.  Loan program applications, specific program details, and a list of approved dealers are available on the program website.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: Arkansas
Incentive Type: Loan Program
Web Site:
Administrator: First Electric Cooperative
Start Date:
Eligible Renewable/Other Technologies:
  • Geothermal Heat Pumps
  • Water Heaters
  • Heat pumps
  • Caulking/Weather-stripping
  • Duct/Air sealing
  • Building Insulation
  • Windows
  • Doors
  • Other EE
Maximum Loan: $500- $15,000
Loan Term: Rate: 5.25% fixed
Repayment: 12 to 60 months
Interest Rate: Fixed interest rate, No pre-payment penalty.


Name: Marketing Representative
Organization: First Electric Cooperative
Address: 1000 South J.P. Wright Loop Road
Jacksonville AR 72076
Phone: (800) 489-7405

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.