Cullman Electric Cooperative - Energy Conservation Loan Program

April 01, 2015


Cullman Electric Cooperative, a Touchstone Electric Cooperative, has two loan programs. One is the Energy Conservation Loan Program, which provides members a loan for insulation or storm windows. Maximum loan is $2,000, payable up to 36 months at a rate of 8%. A list of approved contractors is provided on the web site.

Cullman also helps finance electric heat pumps through the Heat Pump Loan Program. The current interest rate is as low as 6% and monthly payments are billed through the electric bill. Contact Cullman for loan amounts. A $50 application/filing fee and a copy of property description are required. See the program web site listed above for other information regarding this program.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: Alabama
Incentive Type: Loan Program
Web Site:
Administrator: Cullman Electric Cooperative
Start Date:
Eligible Renewable/Other Technologies:
  • Heat pumps
  • Building Insulation
  • Windows
Maximum Loan: Heat Pump Rate: not specified
Energy Conservation Rate: $2,000
Loan Term: Heat Pump Rate: as low as 6%
Heat Pump Repayment: not specified

Energy Conservation Rate: 8%
Energy Conservation Repayment: up to 36 months


Name: Member Services
Organization: Cullman Electric Cooperative
Address: PO Box 1168
Cullman AL 35056
Phone: (800) 242-1806

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.