New Hampshire Electric Co-op - SmartSTART Energy Efficiency Loan Program

July 19, 2023


New Hampshire Electric Co-op's SmartSTART (Savings Through Affordable Retrofit Technologies) Program is a no-money-down option to have energy efficient products installed in a business or municipality. The cost of the improvements is repaid over time, using the savings generated by the products themselves. For instance, if a member installs energy efficient products worth $1000 and those products save the customer $100 per month, the customer will pay for the product in monthly payments on electric bills equal to three quarters of the savings, or $75 per month. Customers still realize overall savings on electric bills while paying for energy efficiency improvements that will save money for years to come. The SmartSTART program can be used for weatherization measures such as air sealing and insulation, lighting and lighting controls, HVAC, Motors, VFD’s, Controls, Compressed Air, and other efficiency measures verified by the co-op. To find out more, contact Joe Lajewski at or 603.536.8663.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: New Hampshire
Incentive Type: Loan Program
Web Site:
Administrator: New Hampshire Electric Co-op
Start Date:
Eligible Renewable/Other Technologies:
  • Lighting
  • Lighting Controls/Sensors
  • Compressed air
  • Motors
  • Motor VFDs
  • Custom/Others pending approval
  • HVAC
Maximum Loan: contact utility
Loan Term: contact utility


Name: Joe Lajewski
Organization: New Hampshire Electric Cooperative
Phone: (603) 536-8663

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.