St. Louis County - Residential Loan Program

June 13, 2011


St. Louis County SAVES is a low-interest rate financing program for home owners in St. Louis County.  The program allows residents to borrow $2500-$15,000 at low rates for efficiency improvments, including HVAC, water heaters and building envelope measures listed here.  Owner-occupied, single-family homes are eligible for these unsecured personal loans. The APR is based on loan fee and term; requirements are set at FICO score ≥ 660, debt-to-income ratio < 45%.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: Missouri
Incentive Type: Loan Program
Web Site:
Administrator: EarthWays Center, Abundant Power Solutions
Start Date: 1/1/2011
Eligible Renewable/Other Technologies:
  • Water Heaters
  • Furnaces
  • Boilers
  • Heat pumps
  • Air conditioners
  • Programmable Thermostats
  • Caulking/Weather-stripping
  • Duct/Air sealing
  • Building Insulation
  • Windows
  • Doors
  • Roofs
  • Motor VFDs
  • Comprehensive Measures/Whole Building
  • Other EE
Loan Term: Interest Rate: 3.5% fixed


Name: Ameren Rebate Offer
Organization: AmerenUE
Address: 40 Washington St., Suite 2000
Westborough MA 01581
Phone: (800) 210-8131
Name: Anne Klein
St. Louis County MO
Phone: (314) 332-2156

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.