Midwest Energy (Gas and Electric) - How$mart Energy Efficiency Finance Program

July 11, 2023


Midwest Energy offers its residential and small commercial electricity and natural gas customers in good standing a way to finance energy efficiency improvements on eligible properties. Under the How$mart on-bill financing program, the utility will pay the initial cost of making energy efficiency improvements, then recoup the cost of these improvements through a surcharge on the customer's bill. The surcharge is estimated to be less than the energy savings associated with the improvements. It allows customers to make efficiency improvements with no up-front costs.

In order to participate in the program, customers must first have an energy audit performed by a Midwest Energy specialist. The audit will identify cost-effective improvements which the customer may then have completed by a participating contractor. The audit will be free of charge if the customer participates in the program. Customers who elect not to participate may be charged for the audit.

To obtain complete program details, contact Kay Unruh at 1-800-222-3121.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: Kansas
Incentive Type: Loan Program
Web Site: https://www.mwenergy.com/environmental/energy-efficiency/howsmart
Administrator: Midwest Energy
Start Date:
Eligible Renewable/Other Technologies:
  • Lighting
  • Heat pumps
  • Air conditioners
  • Caulking/Weather-stripping
  • Duct/Air sealing
  • Building Insulation
  • Windows
  • Custom/Others pending approval
  • Other EE
Maximum Loan: Not specified.
Loan Term: Contact utility


Name: Jordan At How$mart
Organization: Midwest Energy
Address: 1330 Canterbury Drive
Hays KS 67601
Phone: (800) 222-3121

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.