Multifamily Navigator Pre-Development Energy Loan Program

September 01, 2017


Connecticut Green Bank’s Navigator Pre-Development Energy Loan is a simple, unsecured pre-development loan that funds customized analysis and design of energy improvements for multifamily properties using owner-selected and managed technical service providers.


The program is open to multifamily housing properties with 5 units or more. Income eligible and market rate properties can participate (Private and non-profit owners, public housing authorities, senior/assisted living communities, condominium/co-op associations, etc.)

Program Description

The Navigator loan program allows property owners to select and manage their own service professionals. Owners cover 25% of pre-development costs; Connecticut Green Bank loans 75% of costs. Eligible costs include:

  • Energy benchmarking, opportunity assessments, audits
  • Green charrettes and physical needs assessments
  • Energy-related health and safety assessments
  • Design, engineering and bidding work
  • Costs to secure energy upgrade project financing
  • Other reasonable expenses needed to get your energy project designed and funded

Program Overview

Implementing Sector: State
Category: Financial Incentive
State: Connecticut
Incentive Type: Loan Program
Web Site:
Administrator: CT Green Bank
Start Date:
Eligible Renewable/Other Technologies:
  • Solar Photovoltaics
  • Geothermal Heat Pumps
  • Water Heaters
  • Furnaces
  • Boilers
  • Heat pumps
  • Air conditioners
  • Windows
Loan Term: Loan must be repaid 24 months from closing or upon financing and installation of the energy improvements, whichever is sooner.
Interest Rate: 0% for qualified affordable properties (60% or more of the housing units serve residents with income up to 80% of Area Median Income);
2.99% for market-rate properties


Name: Connecticut Green Bank
Address: 845 Brook Street
Rocky Hill CT 06067
Phone: (860) 257-2333

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.