Home Energy Solutions Loan Program

July 31, 2020


Capital for Change in partnership with the electric and gas utilities offers variety of low interest loans to finance energy efficiency upgrades. The program offers On-Bill Repayment financing, where the loan amount can be paid through a surcharge on the monthly electricity bill. The loans are not transferable, and there currently is no collateral requirement. 


Customers of Eversource (formerly CL&P) and United Illuminating are eligible for the program. Applicants must own a single or two-family home (including condos and vacation homes). 

HES Payment Plan

Provides 0% APR financing for amounts $1,000 to $3,000 for a period of 36 months. To be eligible the applicant has to participate in the Home Energy Solutions program.

Program Overview

Implementing Sector: State
Category: Financial Incentive
State: Connecticut
Incentive Type: Loan Program
Web Site: https://www.capitalforchange.org/homeowners/energy-efficiency-programs/hes-plan
Start Date:
Eligible Renewable/Other Technologies: Water Heaters,Furnaces,Boilers,Heat pumps,Air conditioners,Building Insulation,Windows
Maximum Loan: $1,000 - $3,000
Loan Term: 36 months
Interest Rate: 0% APR

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.