Xcel Energy - Commercial Energy Efficiency Financing

July 18, 2022


Xcel Energy offers tailored, one-stop financing for energy efficiency upgrades through HBC Energy Capital, a division of the National Energy Improvement Fund (NEIF). HBC Energy Capigal works with approved lending partners to ensure that customers have access to financing that best suits each individual customer's needs.

To get started, contact either NEIF directly or your local contractor and tell them you'd like to review a monthly payment proposal. Following this, apply online. Notification of approval typically takes 2-3 business days. Finally, sign closing documents and schedule installation.

For contractors and further information, visit the program website.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: Colorado
Incentive Type: Loan Program
Web Site: https://co.my.xcelenergy.com/s/business/financing
Start Date:
Eligible Renewable/Other Technologies:
  • Comprehensive Measures/Whole Building
  • Yes; specific technologies not identified
Loan Term: varies based on lending instrument employed.
Interest Rate: varies based on term, project size and borrower credit quality.


Name: Business Customer Service
Phone: (800) 481-4700
Name: HBC Energy Capital
Organization: HBC Energy Capital
Phone: (720) 724-7673
Email: hbcenergycapital@neifund.org
Name: NEIF Commercial Financing
Organization: NEIF
Phone: (720) 724-7673
Email: commercialfinance@neifund.org

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.