Central Alabama Electric Cooperative - Residential Energy Efficiency Loan Program

December 08, 2022


Central Alabama Electric Cooperative offers the Co-Op Energy Efficiency Loan Program to its residential customers. This program is offered through an agreement with the Alabama One Credit Union (ARECU) or Regions Bank. Projects that qualify for this loan include heat pumps, duct repair, building insulation, air sealing, heat pump water heaters, water heater blanket and pipe insulation, attic ventilation, doors, windows, window tinting, programmable thermostats, and mobile home skirting. All installations and improvements must be performed by a licensed contractor. To begin the process, contact Cindy Browder at (800) 545-5735 ext. 2118 or at cbrowder@coop.caec.com.

Program Overview

Implementing Sector: Utility
Category: Financial Incentive
State: Alabama
Incentive Type: Loan Program
Web Site: https://caec.coop/member-benefits-services/efficiency-loan-program/
Administrator: Central Alabama Electric Cooperative
Start Date:
Eligible Renewable/Other Technologies:
  • Equipment Insulation
  • Water Heaters
  • Heat pumps
  • Programmable Thermostats
  • Duct/Air sealing
  • Building Insulation
  • Windows
  • Doors
Maximum Loan: $10,000 (weatherization only)
$20,000 (if including heat pump)
Loan Term: Up to 5 years (weatherization only)
Up to 10 years (if including heat pump)
Interest Rate: 5.99% (5-year term)
8.99% (10-year term)


Name: Cindy Browder
Organization: Central Alabama Electric Cooperative
Phone: (800) 545-5735
Email: cbrowder@coop.caec.com

This information is sourced from DSIRE; the most comprehensive source of information on incentives and policies that support renewables and energy efficiency in the United States. Established in 1995, DSIRE is operated by the N.C. Clean Energy Technology Center at N.C. State University.